5 Easy Ways To Get Any House In Sims 4 (The Complete Guide)

Have you ever wished you could get any house in Sims 4 that your heart desires? 💰

In this blog post, we’ll go over 5 easy ways to afford the house of your dreams in the Sims 4 – no matter your finances or budget today. These will include two cheats and three real-life solutions (if you want to play fair)!

So read on to learn how to start building that real-estate portfolio now!

If you’ve ever been frustrated waiting for ages and saving for a bigger house for your Sim family by going to work, you’re not alone. 😫 It’s no secret that advances in the Sims 4 can be time-consuming and difficult. Yet, there are some ways to get you any house much faster.

This guide starts with two cheats that will let you get any house in Sims 4 right away. But if you wish to play fair, I totally get it! You don’t have to cheat or take shortcuts, and you can still come ahead. I will also give you three fair options to choose from.

And now, let’s dive in! Below are five tips on how to get any house in the Sims 4 without waiting forever.

1. Free Real Estate Cheat

One of the most amazing cheat codes in the Sims 4 is freerealestate on.

The great benefit of this cheat is that you don’t have to move your Sims into a random house first and use cheat commands later! Whenever you’re done customizing a family of Sims and picking out their home, simply open up the cheat console and type in the free real estate cheat in that box.

It seriously couldn’t be any simpler than that!

This cheat makes all residential lots completely free of charge for your Sims. This will let you save Simoleons for decorations, food, or anything else you are planning to buy!

Here is a step-by-step guide to enable the freerealestate on cheat in the Sims 4:

1. Open the cheat console

Launch the Sims 4 and enter your Sims’ world, after which you’ll need to open the cheat console. To do this, press simultaneously:

PC or Mac: Ctrl + Shift + C
PS4: R1 + R2 + L1 + L2
Xbox: RB + RT + LB + LT

A small dialog box will appear on the top left corner of your screen.

You don’t have to enable cheats in general at this point. This specific cheat works perfectly well on its own. But if there is a bug or something doesn’t work as it should, type testingcheats true into the cheat console and press the “Enter” key.

2. Activate the “freerealestate on” cheat

In the cheat console, type freerealestate on and press Enter.

You should now see a confirmation message that acknowledges the code’s activation.

sims 4 how to get a house — Choose a house you’d like to move in

sims 4 free real estate cheat — Type in “**freerealestate on**” in the cheat console

3. Purchase your dream home for free

Once the “freerealestate on” cheat is enabled, your Sims can move into any unoccupied residential lot for free.

In the “Manage World” screen, the lot will now be highlighted in green, allowing your Sims to move in without spending a single Simoleon. Click on the home you wish to acquire, and move in (the Confirm button on the lower right corner of your screen).

Be aware that not every lot on the map is available to you. If a family of Sims has already moved in, it’s off-limits for now. However, if your heart is set on living there no matter what, read on here!

4. Turn off the cheat (Optional)

If you want to disable the free real estate cheat after relocating your Sims, simply open the cheat console once again and type:

freerealestate off followed by the Enter key.
To close the cheat console, press either Esc key or Ctrl + Shift + C again.

This will return the cost of residential lots to their original values.

Now you can choose any house your heart desires! And if you are tired of all the houses in your neighborhood, here is a list of the best base game houses from the Gallery to get you inspired:

Remember, the “freerealestate on” cheat only applies to residential lots, including furnished ones. However, buying additional furniture and décor after you have moved in will cost you a regular price.

Use a separate money cheat to expand your Sims’ budget for furnishing their new home.

2. Unlimited Money Cheat To Get Any House In Sims 4

The virtual economy within the game might pose some challenges! And the pursuit of a dream home for your Sims may take time, effort, and virtual currency – Simoleons.

However, there’s good news for players looking for a little assistance in this department – an unlimited money cheat is available to you to get any house in Sims 4. By harnessing the power of this cheat, it will allow you to purchase a lavish residence for your Sims without inhibitive cost constraints.

Let me guide you through enabling the unlimited money cheat in the Sims 4 and how to use these limitless funds to buy your Sim’s dream home.

1. Enable the Cheat Console

We have already done this above. And here is a quick reminder on how to enable the cheat console within your game:

PC or Mac: Ctrl + Shift + C
PS4: R1 + R2 + L1 + L2
Xbox: RB + RT + LB + LT

This keyboard combination will open a small white box at the top of your gaming screen, where you can enter all your cheat codes.

And just as previously, you don’t need to activate testingcheats on. But if something is wrong, input testingcheats on into the cheat console and press Enter on your keyboard.

2. Activate the Unlimited Money Cheat

Now you can activate the unlimited money cheat with the cheat console enabled. To do this, you must be in your Sim family’s live mode, not in the “Manage Worlds.” In other words, if you have just created your household, you must first move in somewhere.

Then, simply type one of the following commands into the cheat console and press Enter:

motherlode (+50,000 Simoleons)
kaching (+1,000 Simoleons)
rosebud (+1,000 Simoleons)
money X (replace “X” with a random number of Simoleons, for example, money 63246. Note that the sum you have entered will be your new balance. Thus, if you type money 0, you will lose all your money.) Make sure to enable testingcheats true before using this cheat!

Once you have successfully input the motherlode code, your Sim’s household funds will be instantly increased by 50,000 Simoleons. Feel free to repeat this process as many times as you wish, granting your sim household practical financial infinity.

3. Move a family into a new house

Now that your Sims have unlimited funds, it’s time to purchase the perfect residence.

Here is the guide on moving your household into a new home from the Live Mode. You have two options.

The first one is to use your Sim’s phone: click Travel, and then Move Household (or Split from Household and Move if you want to move out one Sim).

sims 4 how to move houses — Click on the Phone icon and then on “Travel”

sims 4 how to move out — Select either the first option (to move out one or several Sims) or the second one (to move out the whole household)

You will get navigated to the “Manage Worlds” screen, where you can choose the world and the neighborhood where your newfound fortune will be spent.

Browse through the available lots (they are highlighted in green). You may purchase an empty lot and build from scratch or opt for a pre-existing home that matches your Sims’ taste and style. Notice that now you can move into any house under your budget, even if it is occupied.

If that’s the case, you will be asked whether you’d like to move in with another family or evict them.

sims 4 how to move into an occupied house

The second option is to switch from the Live Mode to “Manage Worlds,” which can be found in the Options Menu.

Then, choose a world and a lot where your family is currently living. Click on the lot to enable the menu, click on three dots (“More”), and choose to Move Out Household.

Your Sims’ budget will no longer limit your choice of house due to the unlimited money cheat. Select your dream home without worrying about money constraints.

As you see, it is relatively simple to harness the power of the unlimited money cheat within the Sims 4, allowing your Sims to live in luxury without slogging through traditional in-game money-making methods.

Remember, though, the game’s fun often lies in its challenges. So, consider sparingly using the unlimited money cheat, keeping the game’s excitement and fascination alive.

If you are ready to take on such a challenge, read on and find out how to get the house of your dreams with no cheats!

3. Mortgage Mods

Settling into your Sims’ dream home and embarking on a new chapter in life is an exciting prospect in the Sims 4. However, affording a new home can challenge players who want to play fair and avoid using cheats.

Fortunately, you can afford your purchase by using a mortgage mod that simulates real-world home loan situations. It will let you get on the property ladder without compromising your gameplay experience.

And now, let’s take a look at how to find, install, and use mortgage mods to purchase houses in the Sims 4.

1. Finding the Right Mortgage Mod

Mortgage mods come in various forms, each with unique features and loan structures. I can recommend you these two mods, which are commonly used and loved by many Simmers:

SNB Financial Center by SimRealist. This realistically complex mod aims to create a complete banking experience with interest rates and credit scores. You can take a mortgage loan with only a 1.25% interest rate for 12 weeks. That is a dream come true for your Sims household’s economy!
SimCity Loans by MizoreYukii. This mod will allow you to get a loan for a 5% interest rate making 12, 24, or 36 payments, or no interest rate at all (if repaid in full).

SimCity Loans will let you get a loan directly through your Sim’s home computer. At the same time, SNB Financial Center will bring a physical bank to your game. After that, your Sim will go and apply for a mortgage in person. How cool is that? 😍

Both mods are fun and great! And the best thing is that now you can immediately afford the house of your dreams, with no cheating at all!

Check out these two mortgage mods in more detail through the download links, and choose the one that works best for you!

2. Installing Mortgage Mods

Once you’ve chosen an ideal mortgage mod for your Sim, download the compressed mod file and follow these steps to install the mod:

Extract the downloaded ZIP, RAR or 7z file using an extraction tool like Archive Utility, WinRAR, or 7zip.
Locate your Sims 4 Mods folder, typically found in Documents -> Electronic Arts -> The Sims 4 -> Mods.
Place the extracted files into your Mods folder. Make sure to read the specific instructions of the mod’s creators carefully. For example, if you’ve chosen SNB Financial Center, you will need to install the main mod (SNBank) to the Mods folder and add the adjacent Financial Center files (a physical bank building) to the Tray folder.
Launch The Sims 4, and ensure that the “Enable Custom Content and Mods” is checked in the game options menu under “Other.”

3. Playing the Mortgage Mod

After successfully installing the mortgage mod, you’re ready to delve into virtual home financing. While each mortgage mod may have specific steps and requirements, these general guidelines will ensure a seamless experience:

Explore available properties: Browse the neighborhoods for suitable homes within your Sim’s budget, considering that properties can now be financed through mortgage loans.
Apply for a mortgage: Interact with the chosen mod’s interface (such as a loan officer at the bank or a computer) and follow the steps to apply for a mortgage. This will involve choosing the loan amount, the interest rate, and the loan duration.
Review the offer and accept the agreement.
Purchase and move into the new home: Once your mortgage application is approved, use the funds to purchase your desired property, then move your Sim into their new abode.
Make regular mortgage payments: Ensure that your Sim makes timely repayments on loans, either through the game’s phone, mailbox or the mod’s specific UI.

With Sims 4 mortgage mods, you no longer have to save large sums of Simoleons before purchasing a house. Mortgage mods offer a realistic experience of enjoying the excitement of becoming a homeowner. Just like in real life, staying disciplined with loan repayments and managing your Sim’s finances is essential to prevent potential foreclosure.

Happy house-hunting with mods!

4. Money gift

Another way to get any house quickly is by receiving a gift from another sim.

You can do this by playing for a Sim who has enough money. Choose another Sim you’d like to make a present for and go into Friendly Actions. Select Give Gift, and you can give your desired gift, such as a large sum of money or a specific item.

money gift purchase a house sims 4 — Go to “Friendly” actions and choose “Give Gift”

how to get money to purchase a house sims 4 — Select the amount you’d like to gift

If you own the Sims 4 Seasons expansion, you can try your luck with a lottery ticket! This is a surprise holiday, so make sure not to miss it. Even though you are allowed to purchase only one ticket per Sim, the winner gets A TON of money!

So make sure the whole household participates!

There is yet another option of a money gift for lucky owners of the Sims 4 Romantic Garden stuff pack. Here you can wish for money at the wishing well, and if your wish is granted, you will receive a randomly generated sum of Simoleons.

5. Profitable hobbies

Another valid option for buying an expensive house faster is to find a profitable hobby or a side hustle. Here are some ideas to get you inspired:

Use your programming skills for making apps, plugins, and video games (or hacking some trusts 🤫)
Sell paintings
Get royalties for written books and screenplays
Plant a money tree! You can get it in the Rewards Store for completing your Sim’s aspirations (the price is 5K aspiration points).
Try fishing
Become a content creator (requires Get Famous pack)
Start a business (requires the Get to Work expansion or another pack for any specific business)
Plant a garden, evolve the plants (improve their quality) and sell the harvest. That is one of Simmers’ favorite ways of making good money in the game! Here are some extra tips for a thriving garden:

These are just a few tips on how to get any house in Sims 4 without breaking the rules or waiting forever! With patience and smart decisions, your dream home could be yours sooner than expected!

Free Utilities Cheat For Sims 4

When you have purchased a new house, you may want to use the utility cheat to enhance your gaming experience further.

To access the cheat console in The Sims 4, as always, press Ctrl + Shift + C on your keyboard. The first step for using the utility cheat is to enable cheats by typing testingcheats true and pressing Enter. Then, type in the cheat itself and press Enter:

household.autopay_bills true – all your bills will be paid automatically.
household.autopay_bills false – you will have to pay your bills yourself.

By making use of this utility cheat in the Sims 4, you are better equipped to customize the perfect home for your Sims. You will be able to focus more on the exciting aspects of the game instead!

Can Sims buy a rental property or a second lot?

You can own only one residential house at a time, meaning you have to move out of your lot to buy a new home to move into.

You can purchase a rental property using expansion packs. For example, you can purchase a retail store for your business with Get to Work, buy a vet clinic with Cats and Dogs, or run your own restaurant if you own Dine Out pack.

Another great option is using a real estate mod (for example, Carl’s real estate mod). One hack to owning multiple homes with this mod is to turn a residential property into a non-residential one. That can be done under the venue info in the build mode.

How do you visit other Sims’ houses in Sims 4?

Visiting another Sim’s house in the Sims 4 is an essential aspect of the game. It allows your Sim to interact with other Sims, form relationships, and explore different locations within the virtual world.

There are two ways to visit other Sims houses in the game:

1. World Map

Select the Manage World (F5) option in the menu in the bottom-right corner of the screen, which will display all available neighborhoods in your game. Next, choose the specific lot you’d like to visit and click on it. In a newly appeared menu in the bottom right corner of the screen, select the icon with a car and click the “Visit” option.

Now you can choose the household and even specific people who will pay a visit. Notice that you can also choose from all households in the neighborhood, not only your own. Your Sim will then automatically travel to that location.

sims 4 how to visit other places — Select a lot and click “Visit”

sims 4 how to visit other houses — Choose who will travel and visit the lot. You can choose from all existing households!

2. Phone

You can also use your Sim’s phone to visit another Sim’s house. Click on the phone icon in the bottom-left corner of the live mode screen. In the pop-up menu, choose the “Travel” option followed by “Travel…” again, which will provide a list of Sims you could travel with. Select those you’d like to take onboard, and you will get transferred to the World Map.

Visiting other Sims’ houses will help strengthen relationships and provide more opportunities for your Sim to grow their social circle. Positive interactions will lead to friendships, love stories, or even alliances that can significantly impact your Sim’s life in various ways.

Final thoughts

Well, there you have it — now you have all the knowledge you need to afford and get any house in Sims 4!

There are many ways to play Sims 4 and be successful. Hopefully, these five easy suggestions will help you get the most out of your experience. From cheats to playing fair, you can defy the odds and get enough Simoleons to purchase that dream home for your Sims.

Whether it takes a few hours or days, eventually, you’ll be moving into that beautiful house that reflects your Sims’ fabulous lifestyle.

And don’t forget to drop me a question or comment below! I’d love to hear what else you’ve done with your Simhood! Now search for that perfect house and enjoy a higher quality of life for your beloved Sims family.